Our Story

Your Trusted Medicare Experts

We believe at age 65, you should receive an insurance benefit and NOT and insurance burden. But with such confusion with Medicare, how can you be sure you are receiving a Medicare Benefit suitable for you?

J Kruzel Insurance is a financial education company who specializes in Medicare and Senior benefits. Have you ever needed a tutor to understand something important? We are the tutor for Medicare beneficiaries. Each of our expert Medicare agents have the heart of a teacher, helping you understand Medicare and providing the professional guidance you need to select an optimal plan for your needs.

We proudly serve seniors throughout Michigan, including areas like Petoskey, Harbor Springs, and Traverse City, as well as surrounding areas like Boyne City, Charlevoix, and Gaylord. By partnering with top carriers, such as Priority Health, Aetna, Humana, Blue Cross, Mutual of Omaha, and HAP, we ensure you have access to a range of options to meet your needs.

With all of our investment of time and service with you, you might be asking how much we charge. Fortunately for you, the insurance carriers have discovered that their bottom line is helped when their customers are well educated and served professionally, so they pay for our services, so you don't have to. Our services are always FREE to you.